Finovel API platform
Verify customers and businesses through one API platform.
PAN, Aadhaar, GSTIN, company and bank account checks, with free sandbox keys and clear per-call pricing.
- Free sandbox keys
- Pay per call from a prepaid wallet
- Errors are never charged
One platform, one contract
Integrate once, use every API
One catalogue
Every API follows the same request and response format, whichever source fulfils the call.
One gateway
One kind of key, idempotent retries and masked logs across every API.
One bill
A prepaid wallet with a permanent ledger. Errors are never charged.
One console
Keys, usage, wallet, invoices and your team in one place.
Catalogue
Available APIs
Try any of them in the sandbox before you go live.
Identity
PAN, Aadhaar and identity number checks.
- IdentityAadhaar validationValidates an Aadhaar number and returns age band, state, gender and mobile-linked status.₹2.00 per call
- IdentityID number checkFormat and check-digit validation for Aadhaar, PAN, GSTIN, TAN, CIN, Udyam and IFSC.Free
- IdentityPAN comprehensiveVerifies a PAN with the issuing source and returns name, status and linked details.₹3.50 per call
- IdentityPAN format checkChecks that a PAN is well formed and reads the holder type. Instant.Free
Business
GSTIN, company and business verification.
- BusinessCompany detailsReturns company registration, status, capital and directors from a CIN.₹3.00 per call
- BusinessGSTIN detailsReturns GST registration details: legal name, status, constitution and address.₹2.00 per call
- BusinessPAN to GSTIN matchChecks whether a GSTIN belongs to a PAN and validates both.Free
Banking
Bank account verification.
Tax
GST calculations.
Documents
Read Aadhaar, PAN, GST and company documents, and analyse bank statements.
- DocumentsAadhaar OCRReads an Aadhaar card from photos or a PDF: name, date of birth, gender, number and address.₹2.00 per call
- DocumentsAadhaar Secure QRDecodes the Secure QR on an Aadhaar card or e-Aadhaar and checks the UIDAI signature.₹1.00 per call
- DocumentsBank statement analysisAnalyses a bank statement: every transaction, balances, inflows and outflows, bounces and monthly totals.₹15.00 per call
- DocumentsBusiness document OCRReads a PAN card, GST certificate, certificate of incorporation, Udyam certificate or TAN letter.₹2.00 per call
- DocumentsBusiness document QRDecodes the QR code printed on a PAN card, GST, CIN or Udyam certificate, or TAN letter.₹1.00 per call
- DocumentseSign: Aadhaar OTP signatureA signature by Aadhaar OTP. Sandbox only until a licensed signing provider is connected.₹60.00 per call
- DocumentseSign: simple signatureOne person signs a PDF electronically, after confirming a code sent to their email.₹25.00 per call
Getting started
From sign-up to your first live call
- 01
Sign up
Create an account and confirm your email. Sandbox keys work straight away.
- 02
Build in the sandbox
Test keys return fixed scenarios, so you can build every path without paying anything.
- 03
Agree your prices
We set a per-call price for each API you use, and approve your organisation for production.
- 04
Go live
Top up your wallet and switch to a live key. Every request, charge and balance is in the console.
Environments
Sandbox and production
The key decides the environment. The address stays the same.
| Feature | Sandbox | Production |
|---|---|---|
| Key | fin_test_… | fin_live_… |
| Answers | Fixed test scenarios | Real sources |
| Cost | Free | Per call, from your wallet |
| Available | As soon as you sign up | Once we approve your organisation |
| Errors charged | — | — |
Tell us what you need to verify
We will reply with the right APIs and a price for your volumes.